Shared Health Alliance (SHA)

  

We provide essential insurance benefits and services that were designed specifically to strengthen any health share program, high deductible plan, indemnity plans, or even use it as a stand-alone plan. There are many options available for catastrophic coverage, but they can leave you with gaps in your coverage. When you enroll with us, we will fill those gaps for you and your family.


Member benefits include: 

  • Preventive services for all adults and children – Most health share programs do not share in the cost of preventive care. Shared Health Alliance has it covered with the SHA Preventive Program. Maintaining or improving your health is important – and a focus on regular preventive care, along with following the advice of your doctor, can help you stay healthy.
  • Copays for Primary Care Physician Office Visits, Specialist Office Visits, Urgent Care, and many other services.
  • Copay prescription drug card – This insured drug benefit covers most of the commonly prescribed drugs at a low member co-pay at over 54,000 pharmacies nationwide.
  • Telemedicine - Consult with a US-based, licensed doctor over the phone, tablet, or computer. They can diagnose non-emergent, medical conditions and prescribe medication when needed.
  • SHARx Prescription Advocacy - SHARx is a pharmacy advocacy solution embedded in your Shared Health Alliance plan to help members access high cost maintenance medication at little or no cost.

Frequently Asked Questions

Does SHA meet the US Government requirement for healthcare?

Yes!

Is Shared Health Alliance a Health Share Ministry?

No. Shared Health Alliance is a company with an insurance and employee benefit background that rounds out the missing pieces of the health share programs.

On average, how much will SHA, along with a Health Share Plan, save me?

SHA has had members save as much as $1,000 per month for their family health care costs and lower their out of pocket or deductible by over $2,000. Most people are expected to save between 40 and 60 percent off their current premium costs with both the SHA and Health Share Programs combined.

To access SHA benefits, do I have to be a member of a Health Share Program?

No. SHA benefits can also compliment high deductible health plans and Minimum Essential Coverage (MEC) plans. Conversely, you do not have to join Shared Health Alliance to access a Heath Share Plan. You will however, go without benefits that are included in most health plans.

What are the benefits of becoming a member of SHA?

  

You can call a doctor 24/7 for free. All of the plans include a fully insured co-pay drug card and cover preventive care. There are lans that give you access to primary care doctors, specialists, urgent care, diagnostics, labs and imaging for a just a copay.

What gaps are there in most Health Share Plans?

  • Health Share Plans do not offer any first dollar coverage for office visits. This means every time you or your kids need to visit a doctor, you will be out pocket on average $150 – $300 for that visit. Our program allows you to call a doctor 24/7.
  • Health Share Plans do not cover monthly prescriptions. Our plan provides you with a 3-tier co-pay drug card. You can talk to a doctor for free, who can also prescribe you a medication. You can then use the SHA drug card to get your prescription filled for a low co-pay.
  • Health Share Plans require a deductible to be met each time a medical event happens. The SHA programs give you access to primary care, specialists, urgent care and much more at a low copay.
  • Health Share Plans do not offer dental or vision programs. The SHA plan provides you with the option to enroll in Healthy Essentials, our combined dental and vision program.